Armstrong
Financial
Services.
“The world says that time is money: I say that time is life”
—The Lubavitcher Rebbe
At Armstrong Financial Services, we specialize in analyzing and structuring life insurance policies and portfolios to meet corporate and estate planning needs.
Our team of licensed experts in Canada and the US works closely with clients and their advisors to develop tailored solutions that preserve and transfer wealth on a tax-advantaged basis.
Our Services.
- Life Insurance (USA & Canada)
- Term, Whole Life, UL, IUL, GUL
- Estate tax insurance plans
- Corporate buy-sell plans
- Key person insurance
- Policy evaluations (ACB & FMV)
- Policy portfolio analysis
- Insurance consulting
- MTAR / MEC compliance
- Policy exempt testing
- Cross-border policy review
- Wealth transfer planning
- Expert Testimony
- Disability insurance
- Critical illness insurance
- Long-term care insurance
Our Team.
Get to know the exceptionally skilled team that make up Armstrong Financial.
David E. Kakon, President
Math Honours, B.Sc.
David Kakon, founder and Mathematician at Armstrong Financial Services, holds an Honours B.Sc. in Pure & Applied Mathematics from Concordia University, graduating with distinction. With a strong foundation in Mathematics, Statistics, Actuarial Science, and Computer Science, David possesses the expertise to demystify life insurance for his clients. His client-centric approach ensures active involvement in financial planning. David’s distinguished academic background uniquely qualifies him to provide clear, strategic advice, making complex financial concepts actionable.
• Math Honours B.Sc. w/ Distinction
• Financial Security Advisor
• Level 1&2 SCA Actuarial
• Autorité des Marchés Financiers
• Financial Services Commission of Ontario
• FL, NY, CA, NJ, VT Dept. of Fin. Services
• Chambre de la Sécurité Financière
• Financial Advisors Association of Canada
Mark D. Milbrod, Underwriting
CLU, CLTC
Mark Milbrod is a US Chartered Life Underwriter (CLU) from The American College and holds a Certification in Long-Term Care (CLTC). Renowned for his contributions as a speaker at industry events like NAIFA and The Financial Planning Association, Mark is a member of the elite Forum 400, ranking among the top life insurance producers in the USA. His expertise encompasses advanced sales concepts, including Business Continuation, Estate Planning, and Financing, highlighting his extensive knowledge and leadership in the field.
• Chartered Life Underwriter USA
• Member Forum 400 USA
• Member Financial Planning Association
• Member NAIFA
• Member Finseca
• Regular Contributor, Broker World
• FL, NY, NJ, MA, CA, VT Dept. of Fin. Services
Ryan Wall, Actuarial
FSA, FCIA, CFA, CALU
Ryan Wall, Senior Actuary, is widely recognized for his exceptional contributions to the field of actuarial consulting, with a predominant focus on life insurance valuation and cross-border compliance. Throughout his career, he has held pivotal executive roles where he integrated advanced principles of actuarial science. Ryan’s expertise and proficiency are underscored by his esteemed designations, including Fellow of the Society of Actuaries (FSA), Fellow of the Canadian Institute of Actuaries (FCIA), and Chartered Financial Analyst (CFA), further solidifying his position as a leader in the field.
• FSA – Fellow of the Society of Actuaries
• FCIA – Fellow of the Canadian Institute of Actuaries
• CFA – Chartered Financial Analyst
• Life License (LLQP)
• CALU & Advocis member
Armstrong Financial Services 